Standard Features
- Free ATM Transactions at all CapTex Bank and Money Pass*** locations
- 24 Hour Telephone Banking
***MoneyPass ATM Network offers surcharge-free transactions to cardholders in the MoneyPass Network. This gives cardholders access to surcharge-free withdrawals at participating ATMs. There are over 1,300 MoneyPass ATMs at other financial institutions and retail locations in Texas and 24,000 surcharge-free MoneyPass ATMs across the country. To find locations of surcharge-free ATMs, check out www.moneypass.com or download the MoneyPass ATM Locator app. A surcharge is a fee imposed by an ATM owner.
Economy Commercial Account
| Minimum to open | $100.00 |
| Monthly Maintenance Fee | $5.00 |
| NSF Fee | $25.00 |
| Stop Payment Fee | $25.00 |
| Per item fee over 150 | $0.50 - 150 items (total checks, deposits and deposited items) |
Regular Commercial Account
| Minimum to open | $200.00 |
| Monthly Maintenance Fee | $15.00 |
| Per Debit Charge > 50 | $0.30 |
| Per Credit Charge > 15 | $0.30 |
| Per Item Deposit > 100 | $0.30 |
| NSF Fee | $25.00 |
| Stop Payment Fee | $25.00 |
Commercial Analysis Account
| Minimum to open | $200.00 |
| Monthly Maintenance Fee | $13.00 |
| Per Debit Charge | $0.15 |
| Per Credit Charge | $0.30 |
| Per Item Deposit | $0.09 |
| NSF Fee | $25.00 |
| Stop Payment Fee | $25.00 |
| Deposit Item Return Charge | $3.00 |
| Rolled Coin | $0.10 |
| Strapped Currency | $0.20 |
