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Business Checking

Standard Features

  • Free ATM Transactions at all CapTex Bank and Money Pass*** locations
  • 24 Hour Telephone Banking

 

***MoneyPass ATM Network offers surcharge-free transactions to cardholders in the MoneyPass Network. This gives cardholders access to surcharge-free withdrawals at participating ATMs. There are over 1,300 MoneyPass ATMs at other financial institutions and retail locations in Texas and 24,000 surcharge-free MoneyPass ATMs across the country. To find locations of surcharge-free ATMs, check out www.moneypass.com or download the MoneyPass ATM Locator app. A surcharge is a fee imposed by an ATM owner.

Economy Commercial Account

Minimum to open $100.00
Monthly Maintenance Fee $5.00
NSF Fee $25.00
Stop Payment Fee $25.00
Per item fee over 150$0.50 - 150 items (total checks, deposits and deposited items)

Regular Commercial Account

Minimum to open $200.00
Monthly Maintenance Fee $15.00
Per Debit Charge > 50$0.30
Per Credit Charge > 15$0.30
Per Item Deposit > 100$0.30
NSF Fee$25.00
Stop Payment Fee$25.00
Maintenance fee waived if average daily balance of $5,000.00 is maintained throughout the month.

Commercial Analysis Account

Minimum to open $200.00
Monthly Maintenance Fee$13.00
Per Debit Charge$0.15
Per Credit Charge$0.30
Per Item Deposit $0.09
NSF Fee$25.00
Stop Payment Fee$25.00
Deposit Item Return Charge$3.00
Rolled Coin $0.10
Strapped Currency $0.20
Earnings credit at 91-day T-bill rate calculated on average available collected balance but will not exceed total analysis charges. A deficient balance charge will be assessed monthly at a rate of prime plus one, determined by the Wall Street Journal.