Commercial NOW Account

Standard Features

  • Free ATM Transactions at all CapTex Bank and Money Pass*** locations
  • 24 Hour Telephone Banking


***MoneyPass ATM Network offers surcharge-free transactions to cardholders in the MoneyPass Network. This gives cardholders access to surcharge-free withdrawals at participating ATMs. There are over 1,300 MoneyPass ATMs at other financial institutions and retail locations in Texas and 24,000 surcharge-free MoneyPass ATMs across the country. To find locations of surcharge-free ATMs, check out or download the MoneyPass ATM Locator app. A surcharge is a fee imposed by an ATM owner.

Balance & Fees

For Sole Proprietors, Public Funds, Pension Funds, Trust and other eligible fiduciary accounts and non-profit organizations.

Minimum to open$1,500.00
Monthly Maintenance Fee *$13.00
Per Debit Charge *$0.15
Per Credit Charge *$0.30
Per Item Deposit$0.09
NSF Fee$25.00
Stop Payment Fee$25.00
Deposit Item Return Charge$3.00
Rolled Coin$0.10
Strapped Currency$0.20
* Maintenance fee waived if average daily balance of $5,000.00 is maintained throughout the month. This account earns the same interest rate as our Personal NOW account. This account is allowed 5 free deposits, 10 free checks, and 25 free deposited items.