Personal Savings

Standard Features

  • Interest bearing account*
  • Minimum to open $100
  • $2 per month service charge if balance falls below $50
  • Interest rate and Annual Percentage Yield (APY) subject to change at bank’s discretion
  • Free Online Banking and Mobile Banking
  • A normal overdraft fee of $25 will apply to each item that overdraws an account**
  • A return item fee per presentment of $25 will apply per item or payment**

*Account fees could reduce earnings
**An overdraft or return item fee of $25.00 will be charged per item for covering overdrafts created by check, in-person withdrawal, ACH or other electronic means excluding ATM/Debit card transactions. Be aware that such an item may be presented multiple times and an overdraft fee may be charged each time an item or payment is presented against insufficient funds.

Withdrawal Limitations:

  • An excess fee of $3.00 will be charged for each debit transaction in excess of two (2) during a month
  • An early withdrawal fee of $10.00 will be charged for each withdrawal made within the first 30 days of opening the account.