Standard Features
- Interest bearing account
- Unlimited check writing
- Minimum to open $1,500
- Average Daily Balance of $1,500 to avoid $10.00 monthly service charge
- An overdraft fee of $25 will apply to each item that overdraws an account*
- 24 Hour Telephone Banking
- Free ATM Transactions at all CapTex Bank and Money Pass*** locations
- Free Internet Banking with Bill Pay
- Free Cashiers Checks
- First order of Bank Choice checks free
- Check Images returned with statement
- Variable Rate
- Interest rate and APY subject to change at bank’s discretion
- Personal mobile deposit check amount limit $2,500; $2,500 total daily limit
* An overdraft fee of $25.00 will be charged per item for covering overdrafts created by check, in-person withdrawal, ACH or other electronic means excluding ATM/Debit card transactions.
***MoneyPass ATM Network offers surcharge-free transactions to cardholders in the MoneyPass Network. This gives cardholders access to surcharge-free withdrawals at participating ATMs. There are over 1,300 MoneyPass ATMs at other financial institutions and retail locations in Texas and 24,000 surcharge-free MoneyPass ATMs across the country. To find locations of surcharge-free ATMs, check out www.moneypass.com or download the MoneyPass ATM Locator app. A surcharge is a fee imposed by an ATM owner.
Service Charge
- $10 imposed each statement cycle if average daily balance falls below $1,500
