Standard Features
- Interest bearing account*
- Minimum to open $2,500
- $2,500 average daily balance to avoid $9.00 service charge
- Check Images returned with statement
- Free Online Banking with Bill Pay and Mobile Banking
- 24-Hour Telephone Banking
- Variable Rate
- Interest rate and Annual Percentage Yield (APY) subject to change at bank’s discretion
- Interest Based on tiered balance
- A normal overdraft fee of $25 will apply to each item that overdraws an account**
- A return item fee per presentment of $25 will apply per item or payment**
*Account fees could reduce earnings
**An overdraft or return item fee of $25.00 will be charged per item for covering overdrafts created by check, in-person withdrawal, ACH or other electronic means excluding ATM/Debit card transactions. Be aware that such an item may be presented multiple times and an overdraft fee may be charged each time an item or payment is presented against insufficient funds.
Service Charge
- $9 service charge if average daily balance falls below $2,500
Excess Transaction Fee
- $10 for each item over six per statement cycle
